Yes, this is another game, is the "rich father" series of Robert Yamaki inventions. It is a "big rich" class of strong hand chess game, with two types of cardboard and electronic version. I don't have much to say the rules and specific game methods, I am interested to go to http://www.richdad.com to see, I don't give him a free advertisement :) Let me talk about it a few times. Idea (where the fallacy is inevitable): 1, high-income people are actually more difficult to meet financial freedoms; 2, stocks are more speculative instead of investment; 3, people in "mouse runway" For details, the opportunity is still very much; 4. For loan repairs, it is not necessarily, the sooner, the better, and the repayment of loans should be carried out at the appropriate timing. 5, less children, many trees, children are definitely a cost of money. 6. Unemployment is actually not so terrible. If you have enough assets to generate the income outside the salary, even if you are unemployed, it is still spending money. Let's explain it in detail below: 1. Why is it more difficult to achieve financial freedom? The first is the definition of financial freedom: When your non-wage income (asset earnings) is greater than expenditure, you have reached financial freedom. In other words, even if you don't work, you can maintain expenses, or even wealth will grow. From the game setting, high-income people have also high expenditure, such as a doctor's month to more than 10,000 knives, but monthly overhead reached 8,9 kilometers. In general, the proportion of expenditures and wage income is basically consistent, so high income is high due to its high expenditure, which leads to balanced spending than low-income (more times) non-salary income, and thus his finance freedom The road is more long and difficult. The high-paying class usually has a room with a car, and a large part of the expenditure is to repay the mortgage, car loan, so the room, the car is actually their liabilities rather than assets, this Yaki is very clear. 2. In addition to dividend stocks, other stocks themselves will not bring stable non-wage income, you can only make money (or money) through stock trading. Stock can accumulate capital, but it does not cause cash flow influences; in other words, you will go to stock, may bring you income, increase your capital, but when you don't do anything, it can't create it Income is for you. Therefore, stock trading is a way to accumulate capital, but it is not a "asset" that will increase cash flow. I don't bring these cash flows, but the way to increase (or decrease) the capital through a one-time transaction, it is called "speculative", which includes the purchase of collectibles, antiques (look forward to selling a good price), buy lottery tickets, Or buy a real estate without net incoming or even net, that is, the rent of the monthly income is lower than the subsidy of the subsidy), and a small business that has not been divided into red (expects high-priced acquisition of large enterprises). Most speculative methods are in the game, you should pay attention to distinguish speculative and investment. The speculation can accumulate capital, but it does not directly affect the process of jump out of the "mouse race" to financial freedom. In other words, speculative can make you rich, but you can't let you have wealth. 3, this doesn't have to say more, the settings in the game also reflect this - the opportunity is more than other. The same is true in reality. Different, it is not the ability to have the ability to use it. 4. About the appropriate timing of the loan repayment, my opinion is this: When you have enough cash, you can guarantee that you can also conduct normal investment after you have all or most of the loans, which is a suitable timing for repaying loans.
