35% existed in the bank. Although the central bank has repeatedly reduced deposit interest rates, as a preserved means of insurance, savings are still the preferred objectives of ordinary people. However, I carefully selected a combination of accumulated accreditation, saving. That is: 55% of the year, 35% existed three years, 15% survival period, such savings can achieve rolling development, both flexible, and easy to adjust the best investment direction. Second, 30% buy national debt. Investment Treasury bonds, not only the interest rate is higher than the same deposit, but also the benefits of paying interest rate interest in the actual number of days in advance. For example, the second-hand Treasury bonds I have purchased, the annual benefit is 1% higher than the period of periodic savings interest income in the same period. Third, 20% investment fund. At the end of 1997, the state has officially introduced the Interim Measures for the Administration of Securities Investment Funds, which marks the worldwide investment tool of the Investment Fund will enter a rapidly developing new period in my country. It has expert wealth management, combined investment, risk dispersion, and rich returns. The general annual benefit can be around 20%. At present, there are many funds issued by the country. This investment is suitable for work-class. Fourth, 5% buy lottery tickets, although there is no big prize, but donate love! Haha! ---------------------
I am 40% of the bank for two years (for future marriage to children to make education funds), 40% of the daily lives is still in the Holder Watch (the final investment plan is booked at the end of the year, but it is not a stock, but it will not be) Buying 10% of the New Year's Eve
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The author works relatively stable in the agency, in addition to the daily life expenditure, there are still some balances, which are the typical "working class" that is often said. In order to make this part of the money maximize the value, the maximum value added, once wanted a set of combined investment methods, the beautiful name "Work Salary Law".
The so-called "working wealth management law" is actually an organic combination investment, 35% of the personal money in the bank, 30% buy Treasures, 20% investment fund, 5% buy insurance, and 10% for art and Stamps, coins, etc. investment.
One, 35% exist in banks. Although the central bank has repeatedly reduced deposit interest rates, as a preserved means of insurance, savings are still the preferred objectives of ordinary people. However, I carefully selected a combination of accumulated accreditation, saving. That is: 55% of the year, 35% existed three years, 15% survival period, such savings can achieve rolling development, both flexible, and easy to adjust the best investment direction.
Second, 30% buy national debt. Investment Treasury bonds, not only the interest rate is higher than the same deposit, but also the benefits of paying interest rate interest in the actual number of days in advance. For example, the second-hand Treasury bonds I have purchased, the annual benefit is 1% higher than the period of periodic savings interest income in the same period. Third, 20% investment fund. At the end of 1997, the state has officially introduced the Interim Measures for the Administration of Securities Investment Funds, which marks the worldwide investment tool of the Investment Fund will enter a rapidly developing new period in my country. It has expert wealth management, combined investment, risk dispersion, and rich returns. The general annual benefit can be around 20%. At present, there are many funds issued by the country, such as Jintai, Anxin, Xinghua and Kaiyuan. I have signed 20%, and now there is an appreciation. The author believes that this investment is well suited for the working class.
Fourth, 5% purchase insurance. The basic functions of insurance are sharing risks, compensation risks, and purchase insurance has double significance in the prevention of risks and investment. Now in Beijing, spend money to buy peace, buy protection has become a fashion. I think that purchase insurance is also a kind of investment in "risk". For example, the insurance in the nature of the nature is not only a safe role in life, but also the process of long-term investment value, you can buy some, 5% is enough.
Finally, 10% invested in art and stamps, coins and other aspects. Art investment is a safe investment, the risk is the smallest, and since the art has strong appreciation, long-term investment is extremely high. But don't pay attention to it, otherwise I bought a fake. As for other investments, one is the collection, mainly including stamps, magnetic cards, coins, etc., which not only have investment nature, but also integrates personal interests and hobbies, but it is necessary to be two things. Second, some of the funds can be investing in the benefits of the share of the share, please invest in management and other means, the benefits of this have been surprising, but pay attention to the originality of the words, to prevent the phenomenon of "pulling" .
