Bank of Communications: IT Strategy Helps Reform Innovation
Reporter Xie Li 2005-04-13 15:00:46
Bank of Communications has accelerated the pace of IT construction in recent years, and in some areas of the anode of peers. Yan Ping took the fierce market competition environment after joining the WTO, and the Bank of Communications accelerated the pace of reform and development. IT construction is a key role as an important part of all-line reform and development. To this end, the Communications has developed IT development strategy and vigorously promotes IT strategic transformation. First, increase the investment in science and technology, strengthen the science and technology, and change IT simply "electronic", actively use IT technology to deeply integrate the bank's business model, marketing model and management model, and improve the management level. The second is to build the IT system, whole and dispersion of IT system, whole and dispersion of the development of market demand and the development of the Bank of Communications, and give full play to the efficiency of aggregated operations. Through the implementation of IT strategy, in three years, the IT construction of Bank has made breakthroughs, and the support and promotion of banking business gradually appeared. Creating a Advanced Business Information Support System Creates a core account system in the collection of college-line centralized mode is the basis of information construction, is to strengthen business management, realize information resource sharing, and improve bank management levels and Important guarantee of operating efficiency. Bank used two years, constructs a core account-centered, total, and branch, the branch is in front of the transaction information channel, the document service system is a full-line data centralized business processing and accounting electronic system for document transmission channels. At present, the first phase of the project has been launched in 25 branches. It is planned to complete the promotion tasks of 92 branches in the first half of this year. The second phase of the project (private) will be promoted in the second half of the year. Combined with the data concentration project, the Communications also completed the design and development of the new generation of business systems, and the upgrade and channel integration of peripheral systems. Developed an information management system, establish a total behavior center, a core account system, covering a comprehensive management system integrating credit business processing, control, operation, analysis, and decision-making system, In order to further improve the quality of credit assets, reduce credit risks, and improve management levels lay the foundation. In this way, the management ideas and foreign exchange business specialization characteristics are reflected in the foreign currency, and the exchange has also established the centralized processing of international business data, covering international settlement, trade finance, agency and peer credit, foreign exchange funds, foreign exchange management and other business. An international business processing system with features. Data large centralized international business system and credit management system adopt all-line data centralized mode, with a large central account system as a bookkeeping basis, apply B / S three-layer structure, customer-centric, workflow processing, follow business operations Standardization, information processing standardization, business circulation, focus on risk centralized control, public information centralized management and sharing, meets the provision of more complete data support for banking, management activities and high-level decision-making analysis. In order to cooperate with the large centralized project, the exchange has also conducted the transformation and channel integration of the peripheral system such as Customs EDI, online banking, CallCenter, Steps, FeSA, and establishing a total branch's comprehensive pre-system, building an intermediate business platform, and puts a plurality of scattered plugs. The front system is further integrated and went to the integrated pre-system and intermediate business platform, thereby building a clearer branch overall architecture in a clearer large centralized mode. Continuously increase the comprehensive promotion of various IT facilities to cooperate with data concentrated projects, and the exchange will further increase the IT basic construction, first establish a data processing center in the data set in Shanghai Pudong, and start building Zhangjiang Data Processing Center, the same city backup Center and Shenzhen Disaster Backup Center. Construction of an application platform system integrating mainframe, UNIX servers, and dot terminals, which is planned to update the relevant equipment of the branch front end. Depending on the needs of business development, the scale of self-service equipment is expanded, increasing self-service banks and various self-service terminal equipment investment, and improve the use of various self-service equipment.
