I didn't want to write this article, but now the situation of real estate is really can't see, the government, developers, intermediaries, banks, unscrupulous scholars such as economists, and some unscrupulous media in common speculation of real estate, extract The hard-earned money of the people. Of course similar questions are education, medical, etc. If the real estate is like this in the next two years, it will change the replacement of real estate and economy. He will lead to social turmoil, affecting nationals. The problems seen behind the real estate have been in the past few years. In the domestic life has lost hope, the goal of the next five years is changed from the money to buy a house to make money immigration, write this article, as a memorial, since then, I also No longer talking about real estate, concentrate on making money, achieving the goals as soon as possible. About real estate debates, use few facts and data instructions, decided to use Li Wei master's style, use facts and evidence, I am familiar with Shenzhen situation, raising the facts and evidence of Shenzhen. A: Real estate cost analysis Ding Taiwan's South District Southern District is an example, that place, people in Shenzhen are familiar with, the location is remote, the first two years is a low-cost property, of course, now, now the price is more than 6,500 I just bought a 6800. Let's take a look at how much it costs? 1. What is the price of the land price Ding Taiwanese Community South District 5, I can't find it, because this location may be a protocol, I can't find it on the Land Bureau website, it may be the land of the Land Bureau. Numbered, found out, it is impossible to correspond, but does not affect our price estimate on its land. The land of Shenzhen is the "9333" of Xiangmihu. The highest price of the auction is 950 million, and the land price is more than 10,000 yuan / square meter. Look at the prices of the public bidding of the land bureau, see the picture, 2604.30 The plot of the square of the square is 20.734 million yuan, which is equipped with 796.15 yuan / square meter. The following is the land price information queried from the Shenzhen Land Bureau (http://www.szfdc.gov.cn/) website. URL: http://www.sz68.com/glebe-jiaoyi/more3.jsp?parcelno=k801-00051-00051-0005-10000 yuan should be seen between 796.15-10000 yuan / square meter. 2. Building costs about building costs, the five issues of the South District of Dingtai Fenghua District, open bidding in the form of general contracting, real estate developers have contracted all the things in the building, and developers only need to sell the house. I found online and bidding results. The construction of 60,000 square meters is contracted by 75 million yuan to Shenzhen Western Urban Construction Engineering Co., Ltd., and the cost of building is 1250 yuan / square meter. You can look at the contracting situation, even the community greening and monitoring It is inside, the developer does not need to pay a penny and worry about the building. Tendering Result: Inquiry from the Ministry of Construction, China Engineering Construction Information Network (http://www.cein.gov.cn/). URL: http://www.cein.gov.cn/home/gcxx/zbjgxxx.asp?gcdjbh=4403002004111606 Project: Inquiry from Guangdong Construction Engineering Information Network (http://www.buildinfo.com.cn/).
URL: http://www.buildinfo.com.cn/show_info/zz_1.htm Construction site engineering, but the building area changed, I don't know why! ! ! 3, the total cost of each square meter, we will come to count the total cost of each square meter of the South District of the Southern District of Taiwan, the construction cost is clear, the land price should be calculated, everyone will see the engineering situation, build three 24- The 28-storey house, this is at least greater than 10, press 10 to calculate it, calculate from above, and the land price of Dingtai's Huawei should be between 796.15-10000 yuan / square meter. But from the location of its property, the land price is not more than 3,000 yuan / square meter. It is not more than 300 yuan / square meter, then its total cost should not exceed 1250 300 = 1550 yuan / square meter, and its current third floor price is 6800 yuan / square meter, each Add a layer plus 100, the average price should be about 7,500, which is 483.87% of the cost, nearly 5 times! If the developer is sold, on the area, the profit is bigger! No wonder Huang Hongsheng, Huang Hongsheng, Huang Hongsheng, said: "If the real estate is not a profite, then you don't know what is profiteering, the drug is in a price reduction." Even if it is the same, the total cost is still 2250 yuan, selling price Still more than three times the cost. B: The house can't buy it now, and you can't do rental investment. It can only be fried, but it should be cautious. The buying room is not more than three purposes. First, he lives, and the other is long-term investment, and the rent is made by renting. The third is a fried room, after buying, waiting for the price increase, it can also be called short-term investment. Now the house price, most people buy a house in the form of the remaining mortgage of the down payment. As for those who can pay a pace, it should be an unfunctional, people who can pay for a pace, this is not there. If you don't discuss it, the following three situations will be explained separately. 1, live yourself. If the purchase of a house is the purpose of living, this housing price is not as good as renting a house. If you buy, you will bring you an unsatisfactory debt burden, you will affect your future life, and you will make you bankrupt. Reason: It is better to rent a room for cost-effective and burdening heavy debts. Take Shenzhen as an example, buy a house at least 600,000, this is the lowest, just calculate it, the room use is 70 years (in fact, many houses are not), the decoration tax is 100,000, that is, 70 Wan, property management fee 300 yuan / month, 70 years is the 252,000 yuan labor management fee, it is 950,000, if it is a mortgage of 485,000, according to the calculation of the raising interest, the interest is about 160,000, so calculated To buy a total of 70 years, it takes 11,10 million. If the raising interest rate or mortgage is more than 15 years, I am afraid more, if I add 1% of the annual property tax to be levied, there is a last 50% of the heritage tax. It is estimated that more than 1.6 million, haha, temporarily calculate it. 111 million in 70 years, about 158,57.14 yuan per year, it is estimated that there are so many rentals! After 70 years, the house is gone, and the money is gone.
Suppose you have 600,000 cash now, replacement into dollars to do regular deposit investment, annual income is 3.9%, with 23400 yuan, enough to rent a house, 70 years later, 600,000 as the principal, and buy a house to get lost 111 million There is no cash. Haha, this is a humorous algorithm, because many people do not have 600,000 deposits, which is next to a more realistic algorithm. Take Shenzhen as an example, buy 600,000 houses, if the down payment is 20%, plus various transaction costs and decoration costs, there should be 200,000, if the mortgage is 480,000, do you have to pay 481 years? What is the interest? According to the top 5.04% of the raising rate, the interest rate of 24192 yuan is 24,192 yuan, and the one is 2016 yuan, and it is actually five years. If you do not buy a house, use rental, 200,000 per year earnings 3.9% calculated as 7800 yuan, more than 6,000 yuan per year, renting a house for 5 years, and it has invested 30,000 yuan. In this five years, the annual pure income of 40,000 yuan is calculated, it should be If the income is 200,000 yuan, if there is some investment in stable revenue, it should be less than 200,000, then your total assets should exceed 400,000; if you buy a house, it is estimated that these money is also as interest to give the bank. If the rate hike may not be enough, there will be danger of breaking, still owying hundreds of thousands of banks. 5 years later, if the real estate bubble cracks, like Hong Kong, only 1/3, I am afraid it is not worthy of debt! ! ! If you don't buy a house, get more than 40,000, you can easily pay for two sets of rooms, and you will start with 200,000, although the rental is not a chic buying room, but you can pay again after 5 years. Two rooms, and 5 years ago, the house is not worth 200,000 (because the old) is not 200,000, but it has become a thorough negotiable asset, Hong Kong real estate breaks, makes a lot of this Negative assessor; 5 years later, it is also possible that the real estate does not fall so much, or may be maintained or rising. For more clear instructions, please see the chart below. 200,000 start, now buy a house and rent a house 5 years later, it is more than 50,000 calculations according to the pure income after deducting the property; the mortgage uses 15 years, etc., the time is longer, the interest expense is more, the interest rate is 5.04% before the raising rate; the decoration and tax payment of the purchase of houses were 80,000; the price of the house was 600,000, the down payment was 2% 15 years mortgage; the renter was included in the standard of 1200 per month, including the property management fee; housing price The down payment is 60 years mortgage; the house price is 4/3, the down payment is 4.5 to 10 years mortgage; the total assets of the rental 5 years later are> 200000 39000 250000-72000 = 417000.
Project's current financial situation 5 years later financial situation Buyers buyers buyers buyers buy houses need to pay the cost house price is 1/3 room price is 2/3 housing price is 4/3 total assets 200000 200000 250000 (5 years Revenue)> 417000> 417000> 417000> 417000 Total assets after purchase 0 200000 250000-260800.2-18000 = -28800.2-18000 = -28800.2> 417000> 417000 0 0 0 months property management fee 300 0 300 can pay for two sets at a time Set of 300 300 Property Fee total expenditure 0 0 000X60 = 18000 0 0 还本 2666.67 0 2666.67 2000 3666.67 First month interest 480000 * 5.04% / 12 = 2016 0 2016-60x11.2 = 1344 1013 1848 Decreasing interest 11.2 0 11.2 8.44 15.4 month Repayment 2666.67 (2016-NX11.2) 0 2666.67 (1344-NX11.2) 2000 (1013-NX8.44) 3666.67 (1848-NX15.4) mortgage summary 0 0 260800.2 0 0 year investment gain 0 0 0 20000 * 3.9% * 5 = 39000 rental total expenditure 0 0 0 -1200 * 12 * 5 = -72000 If you think, 600,000 rooms will rise to 800,000, that is, the price Up 33%, you will boldly buy a room. From the above chart, we can understand two questions: 1. Before the consumption is cost and take risks. The financial burden of buyers is mainly interest, and the total interest rate of 4805 years is (2016/2) * 12 * 15 = 181440 yuan. If the interest rate hike, it will be more. For the first five years, a total interest ((2016 1344) / 2) * 12 * 5 = 100800 yuan. If you use an equal repayment, the total interest will be paid more. People who know about finance know that the asset-liability is high, meaning what is high, that is a very high debt cost. Excessive debt ratio will make the company bankrupt, and the individual will be bankrupt, especially the long debt cycle, and the large number of bases. Why did the old people disapproved for advance consumption, named such people, like ancient dynasty for enjoyment, in advance, levied the tax in advance, and finally led to the destruction of the dynasty. In a word, consumption is required, advance consumption is the future in advance, it will be in the future, what will be unemployed, sick, salary, while paying interest costs and risk for the pre-boss. 2, don't buy things that you don't pay much, especially consumer and can't bring profit, if you bought it, very unfortunate, that is, white mice. For example, buy a car jog transport, first buy a little more expensive, but you can bring profits, seize the market; if you buy a consumer car, why do many people regret it first, everyone is holding currency, because China's car price is too By explosing, more expensive, low configuration, in fact, real estate more detailed.
Now the real estate value has been seriously bubble, and it has exceeded the same house price in the United States. Our cell room is only equivalent to the US apartment (American people living in House, equivalent to our villa, house price is $ 204,000), The United States requires $ 5-10 million, but the per capita income of oldest beauty is more than 30,000 US dollars. Shenzhen has per capita income of 4,000 US dollars. The income is only more than eight nine-nine, the price is more expensive than the United States. Remember, I hope everyone is on the real estate, don't do a defeated house and white mice. 2, rental income If you have deposits, I feel that the interest rate is too low, I want to find new investments, if you do a long-term investment in real estate (when the landlord rental house), it is estimated that it will be lower than the deposit benefit. If you do it in mortgage, you will lose your blood. Take Shenzhen as an example, the house of 600,000 yuan is estimated to buy only 90 square meters. It belongs to the big two-bedroom and a small three room. (One of the houses can only put a baby bed), such a house Shenzhen rent is estimated no more than 2,000 yuan / month, because the tenant needs to be responsible for property management fees and gas monthly rent, etc., one month, no water and electricity need to reach 2,500 yuan, plus hydropower and other expenses will reach 3000 yuan / month. If three people live, they have to pay 1,000 yuan. If two people live, they have to pay 1,500 yuan. In addition to the company's payment rent, if you pay a rent, it is estimated that people with more than 6,000 monthly salary can be rented. In fact, my colleagues took more than 6,000 salary. Most of the single live in the rental room of 400-600 yuan in Baishizhou, there is a friend, basically is a small room in one room in one hundred rooms for about 1,000 yuan. 8,000 to more than 10,000 colleagues have basically have a room. Let's calculate the revenue of rental investment, calculate according to 2000 yuan / month, one year's rent income is about 20,000 yuan, calculated 10 months, why should it be calculated 10 months, because the tenant exits, rent for rent, There is always one year, twice, if the house will be rented to the intermediary, the intermediary can only give you 10 months, if you follow the law, pay some housing tax, only one year may only have a maximum of 20000 yuan. People who do finances know that any real estate is to calculate depreciation, and 600,000 houses are depreciated in 70 years (although many houses do not have 70 years of use), the average daily depreciation fee is 8571.43 yuan. The year is worth 11428.57 yuan a year. The daily net income is 952.38 yuan. There are two ways to invest rental, one is a paid, the second is to the down payment of 20%. The following two charts compare the rental investment income and regular deposit financial management comparison. The income of paying investment purchases for rent is as follows, and the income is not half the deposit investment financial management.
600,000 payment purchase room investment 600,000 yuan into the US dollar deposit investment financial management year hair gain 2000x10 = 20000 600000X3.9% = 23400 depreciation 600000/70 = 8571.43 N / A year pure income 20000-8571.43 = 11428.57 23400 pure income 11428.57 / 12 = 952.38 23400/12 = 1950 Advantages to prevent inflation 1, revenue is stable, do not need to be customer rental 2, cash can be converted to other investment shortcomings 1, the income is unstable, the house may rent or rent the price (General Tightening or House is old) 2, it is not convenient to convert to other investments to consider whether the dollar is stable. The investment purchases of the down payment of 20% mortgage is used for rent. As the following table, the earlier rental income cannot be paid at the mortgage, but also owners pay the money to pay the mortgage, and it is not possible to pay with deposit investment financial management. 120,000 cash, mortgage loan interest rate is 5.04%. Unit: Yuan et al. Repayment mortgage 480,000 purchase room investment 120,000 to replace the US dollar investment financial year (rent / interest) hair gain 2000x10 = 20000 120000X3.9% = 4680 depreciation 600000/70 = 8571.43 N / A year ( Rent / interest) Pure income 20000-8571.43 = 11428.57 4680 months (rent) pure income 11428.57 / 12 = 952.38 N / A month return 533 N / A for the first month of interest 480000x5.04% / 12 = 2016 N / A month Decreasing interest 1333 x 5.04% / 12 = 5.60 yuan N / A Total hair revenue 20000 / 12-1333- (2016-NX5.60) When N> 300, the income is positive. That is, mortgage is 25 years later. 4680/12 = 390. Month Total Yield 952.38-1333- (2016-NX5.60) == Negative Number. When N> 428, the income is positive. That is, mortgage is 35 years and a half, but the longest may only be 30 years 4680/12 = 390. The advantage can prevent inflation 1, the income is stable, no need to find customers to rent a house 2, cash can be converted to other investment shortcomings 1, the income is unstable, the house may rent or rent a decline (inflexion or house is old) 2, It is not convenient to convert to other investment 3, and the rate hike is caused to decrease in the revenue to consider whether the dollar is stable. The above situation did not consider the simple renovation fees after the purchase of houses. If the house is still old, the rent will be lower, consider the maintenance cost of the house, such as the residential maintenance and change elevator, consider the reduction in house rental, more low. If the rental revenue is really good, why not leave the house for rent! ! ! Overall, the current price investment property is used for rent. It is definitely not worth it. If the mortgage is lease, it will become your financial burden. 3, speculation If you want to speculate, it is possible, there are two kinds of fried, one is full, one mortgage. The speculation should consider the following costs, the government's deed tax fees, trading fees, and transactions are taxed, and the mortgage should consider the interest cost payable before.
Don't consider the depreciation :) If the price is too slow, the time is too long, the fried room is no value, and if the governments have increased in accordance with the government announcement, there is only less than 10% a year, and there is no speculation. Of course, it doesn't rise so much. 600,000 rooms, after a year, can not be higher than 680,000, deduct a variety of fried room costs, is unlikely to make money. C: Why is this price? I want to write the small title into "house price bubble", but such a write, the Ministry of Construction, the real estate business, the so-called expert, there is also a part of the media, which will say that the housing price is reasonable, and a lot of theory. So I will analyze their ideas. The reason for the high price and rise of the housing price is not more: high land price, the price increase of building materials, and the real estate profit is only 15% or so, this category is basically from a cost perspective, and some are from At the perspective of demand, the Ministry of Construction said that 20 years later, how much is the urbanization rate of China. It will be good for hundreds of millions of people to enter the city, how is the market demand and space, and it is necessary to rise for 20 years. It is also said that it is government control. The plot, but in the past few years, the economic development is too much, and there is too much demand, forming a small supply and demand of the land, forming a high price, old pansen is said this, but also said that the city is almost, or the government To control, wait. Isn't this this? Let's analyze it. First look at the cost angle, in the first part, have already said that the real estate cost is much, this is the data separated by the clear, it is high, everyone is clear. Take a look at the so-called supply and demand contradiction, the Ministry of Construction has been 20 years, how is the prospect of urbanization, this is an unpredictable demand. In 1958, how many years have been said to be super beautiful, who can expect 20 years later What happens, if it can, the Southeast Asian financial crisis will not happen. There is also some people say that the economic development has greatly developed. From the state's tax, the economy is developing. From corrupt officials, it is also an economic development. 10 years ago, it's already a shot of a greedy. Nowadays, it is now greedy, will be jokes, tens of millions are small meals, hundreds of millions can't count the big corrupt officials; how much is the income of the people? Guangdong Migrant Workers rose 68 yuan for salary, wealth is a serious polar differentiation, and people are also very small part of some officials and business people. The so-called housing demand is only potentially demand, not buying demand, what is Potential demand and purchase needs? Every man wants to have a BMW or Mercedes-Benz, this is a potential demand, but how much is it to buy BMW or Mercedes-Benz and need it? This is the purchase needs.
There is no meaning in the demand for purchasing power. BMW and Mercedes-Benz will calculate potential demand, produce hundreds of millions of bills each year? When I talk about the purchase needs, I can't see the economic income of the people. I look at how many purchases of ordinary people. According to the National Bureau of Statistics, in 2004, the urban per capita disposable income was more than 9,000 yuan (the National Bureau of Statistics, please visit HTTP : //www.stats.gov.cn/ Check it), even if it is 10,000, deduct the overhead, how much? Can you buy a house now? Just look at Shenzhen, the annual income of Shenzhen people is said to be more than 30,000, deducting basic overhead, how much, can have 15,000, can you buy a house in Shenzhen? The current price should be a truly revenue of more than 3 times, why do you say true purchasing power, because some people have been forced by the environment, doing the "defeated family" above, excessive pre-proportion, as part of the merits How many people exceed more than 3 times more than average income? It is estimated that there is a stronger than the potential demand. It is estimated to have a large part of the room, which is the reason why the real estate provider advocates the secondary home, because of the real purchasing power here. What is the reason for the high price of real estate? Please see the analysis below. What is the reason for the high price of real estate? Hype! Who is speculating? Government, real estate business, so-called experts (estimated are all compensated), media, intermediaries, and some of the models that will rise in the price (such as Wenzhou speculation)! Why speculate? Very simple, get the biggest benefit. What is the form and performance of hype? This is the most exciting, slowly. First look at the government, mainly the performance of the local government (officials of the Ministry of Construction also), the local government hopes that the price increases to drive land prices, and it can also collect various taxes and fees, increasing fiscal revenue, and become a political achievement of officials, real estate. Income, becoming a major financial revenue of many local governments, some places more than half, check it online, can see many local government officials to talk about real estate is healthy, of course, also have officials of the Ministry of Construction. Please check the information below. : //House.focus.cn/newshtml/89443.html. Under the current system of China, there is a government support, what can't be done! Real estate developers, so-called experts, media, and intermediary will of course be fried. Of course, the real estate business, I want to speculate in the housing price. There are too many means for real estate developers. What is the VIP recognition, do it, a house is sold to multiple customers, fake mortgage, bluff, say, etc., it is too much. It can be said that all deceptive means are used, and the real estate is very booming, malicious speculation is real estate. Why is the real estate chamber to stir? First, local governments support real estate rising, and second is financial systems and corruption; focus on financial systems and corruption leading to such madness of the real estate chamber.
Document No. 121, 2004, the government stipulates that the self-owned funds of the real estate project cannot be 30%, visible, before, everyone wants to think, 4, 5 times the real estate, no money to be 30%, if you are on the land And finance to get a corruption (Zhou Zhengyi knows it), do not need 30% of funds at all, and the house can only be returned to the self-funded, and there is financial corruption and false mortgage, developers It is easy to collect self-owned funds, people who do business know that the cost is recovered, will play slowly. Everyone should now know, real estate can continue to be high prices for so long, it does not meet the economic law, even the prophecy of Southeast Asian financial crisis is not allowed, now many houses are empty, but developers continue to sell high-priced sales. Why is the car backlogs immediately cut prices, because most of the manufacturers have their own funds, Luohu a real estate, a Hong Kong boss invests in our own money, my colleague works inside, in the second half of 2001, 68 flat The two rooms were still multi-layered. At that time, I sold it at the time. Internal employees as long as 140,000, he said a truth: "I don't dare to stir, because all my own funds, people are fried, that is Bank's funds, fried, I even went in, or hurry back to fund insurance. "A slap is not ringing, no money can not buy a car, but like a house, education, medical treatment resources, no Don't buy it, I have said above, many people are forced as "white mouse", like some friends, no one knows that the house is not worth so much, but there is no way, the official business combined, can you still hold a house? ? Developers, banks, the government is using the people's necessary houses such survival resources, dare to say that real estate is not bubble, manipulate real estate, but the people's income is there, what should I do? Reduce the mortgage, if you can't do it, if you can't do it, you can change the zero down payment, 500,000 houses price 600,000, the developer gives 100,000, the customer pays 20,000, just two0,000, 10,000 is also in the bank. To the developer's pocket, haha. In this case, many people were forced as "white mice", they were very poor, a friend bought a house, did not live in half a year, because there was no decoration, no money. Other so-called experts, intermediaries, media, speculative housing groups, etc., they are unknown, not to take a dog, it is profit from the roofroom.
D: The price of the house, the rise or fall? This problem is actually very simple. If you do not reform financial system and clear corruption (mainly land and financial aspects), housing prices will rise, the reason is what is said above, or now so-called policies, real estate developers have hype's funds and advantages, Why not speculatively? As long as it is speculating, it will definitely increase the price. This kind of speculation is far stronger than the stock market, because of the profiteering bank funds, controlling funds and house supply; think about it, the stock market is more money to become a stock, After the salad, the cash must be less, if it falls, the whole set; and the real estate business, you only need to invest very little, you can raise a property, just want a little way (corruption, false mortgage, find a few " White mouse "ah, wait too much) throw 1/10 house to the bank, go back, more fried, the more money, the stock market is not compared to it, no wonder the real estate rich is getting bigger and bigger . There is no way, there is only to be "white mouse", serving the corrupt officials exploited. If the financial system, the proportion of the self-funded funds in the real estate project has increased to more than 80%, the land transfer money must be paid once, the purchase of a house is not less than 60%, that is, it is not raising, let the developers can't take my own money. Fried (General Barton said, when a person's pockets, he is the most cautious, the fastest), the real estate will return to normal, but can not launch the global medicine, to see the government, think In that year, Zhu Premier is not to improve the price of the real estate bubble. However, the current real estate is more than ten times the year, and it is difficult to push it. Do not push it, the real estate will continue to rise up, one push, The impact is huge, but there is a little, if you rise, it will be more difficult, just like the disease, just start the hard work, let the condition continue to develop, will be more and more difficult to control, just start using thermal medicine, may Just a little side effect, if dragging to the back, it may be a must have a problem, not good, a real estate, let the Chinese economy teach into "Latin America", 20 years, the so-called economic reform is bubble, is never a cruum. Anyway, real estate as a basic living resource of living, if you buy a room to spend the income of the next few decades, don't know how the Government's Rizhan's Engel coefficient is? To put it bluntly, real estate is just a low-level basic living resource. In addition to bringing a big GDP data, the foam's real estate economy is only possible to hurt the development of other industries (if Americans want to spend more decades) to buy a house If you can't buy a high-tech product and a high-tech product and a view of Woluse, the United States is also growing, and it is impossible to become a world strong country. Of course, corrupt officials and profiteers are still black, so, the motherland is the future Latin America, please see the analysis of the following article: http://House.Tom.com/1001/200515-23452.html. E: Actively prepare, rational response! If the financial policy is unchanged, the possibility of real estate price reduction is almost small.
then what should we do? Everyone can't wait to die, have to be actively prepared for themselves, everything can only rely on themselves, there are three ways to have a possible possibility: 1. Established "Wal-Mart" real estate company; second, immigration; three, put the money into Foreign currency (US dollar, euro and other stable currency). The following is simple to talk about it separately. First talk about it, everything can only rely on himself. Many people have expected what policies have been introduced, tell you, this is dreamed of daydreaming, unless real estate is really dangerous to ruling the day, there is a little bit possible. As long as the GDP surface article, officials as long as they can greed, the people of the people, the people of the people, there is no benefits for the people, and they don't do it. As an educational cause of the country, it can be said that the national nation, the work is in a contemporary, and the government has taken 10 billion compulsory education last year (also blowing only $ 200 billion tax only. %), But the Ministry of Finance is to the construction bank, it is 40 billion US dollars, which is equivalent to 32 million yuan, and can do 32 years of discipline, and the Bank of China billions, everyone talks, these billions In addition to letting the people give those government bank corrupt officials and colluded businessmen who have colluded, I also leave a bigger stall for the financial, what else? The so-called economic suit house is not 150 is more than 200 square, isn't it fooling? Many people also hope that the Government will make Hong Kong and Singapore's public housing system and policy. Now the government is impossible. Don't do daytime, everything has to rely on yourself! Established "Wal-Mart" real estate company, why not call a fund-raising house? Because the fund-raising housing is a violation of economic and business law, it is a bit like economic communism. It is impossible to stabilize the fundraisers, and the internal contradiction is absolutely contradictory. How to trust him, etc., there is also an external policy legal system, it is not necessarily allowed, without sales, how to get legal property rights? Wait, I think that the operability of this road to the fund-raising house is not working, from one extreme to another! Therefore, the idea of "Wal-Mart" real estate company is to provide a two-bedroom and one hall of 70 square meters. The price is not more than 200,000 reasonable cost housing to consumers. The company's pure profit remains around 20%, just like "Wal-Mart" Dead department stores, department stores will not cut their own price and demise, only through the "Wal-Mart" real estate company, with commercial means to deal with corrupt officials and profiteers, defeat them. Establishing such a company, the first question is funding, this is a good solution, if there are 50 shareholders, there are 15 million cash, you can start, the biggest problem is corruption, can you get ? If you can get it, you want to know someone and have a conscientious businessman, start the "Wal-Mart" real estate company, can earn reasonable profits, and meet consumers, it is a win-win! Immigration, this is a way to go, foreign housing prices have low in China, to see the environment, configuration, area and property rights, absolutely more than domestic, and consider foreign atmospheres and their next generation Expansion capacity.
I bought a friend of a sea in the United States, I bought a House in Las Vegas, USA (a single housing, with the front and rear gardens, more than China's villa) $ 2.2 million, permanent property, pay 0.8% property tax per year ( More than the property management fee of Chinese villas) If you buy this kind of town in China, it is called apartment. Los Angeles, California, is $ 100,000, a pretty good location, if you change the medium-developed region, you will be a permanent property, people are not Rough housing. This road can also be considered if you are interested in immigrant friends. If you think that the house is not worth or in the economical tolerance, you should keep your own money. If the real estate makes the economy, the money will become worthless, so everyone will prepare, change the money The long-term stable foreign currency such as the US dollar, the euro can make investment and financial management, can be guaranteed, if there is one in case, you can keep a little hard-earned money, and it is really changing in the future, and you can use this money to escape to abroad. Finally, if you think the real estate is normal, you will do it. Haha, I wished everyone to live in peace, happy every day! Appendix: Florida House Price: http://www.homebuilder.com/newhome/profile.aspx?st=FL&msaid=85&mxprice=300000&cities=3246,10263,11904,7891,12506,14713&poe=homebuilder&7r4n=s33n&sid=2a555cc3ebf741f&pgnum = 4 & commid = 47498 & bldrid = 26178 & snum = 33 & planid = 347384
