I don't know if you have seen this book of "Poor Dad", although it is not written, it is a business operation, but it also contains some financial knowledge. Although it is very shallow, this is the most lack of Chinese people in the long-term agricultural society and planned economic growth. Since I am in the real estate column, then I will leave the stock, talk about real estate. Let me talk about the price (market value): Do you know if you buy a house's cost and housing prices? House prices are a time number, is a static value. The cost you have purchased is dynamic. For a simple example: You buy a house, a house price of 1 million, the down payment is 3%, the loan is 700,000, and the dead is 20 years. When you complete this transaction, all static, including your initial loan interest rate. These twenty years, can you ensure that the loan interest rate does not change? In the past 10 years, China's average loan interest rate is 8% (the high interest rate impact has been eliminated). And our comrades, the initial loan interest rate is 5.04%. Three points mean three points, what does this three points mean? It means that you have to pay more than 30% of capital costs. In other words, you actually spent 1.3 million bought a set of 1 million houses. (Description Little, the down payment is the opportunity cost, because the benchmark interest rate rises, the deposit and loan interest rate will be raised simultaneously). .....
http://www2.tianyaaclub.com/new/publicforum/content.asp?idwriter=0&key=0&stritem=house&=1 」= =" [consulting mutual help] I sorted the most new version "Real Estate Investment Literacy" - for The people serve the "real estate gain" [consulting mutual help] I organized the most new version "Real Estate Investment Literacy" - Serving the People
