Some of the specific interest rates of the bank have consulted the customer service department of all banks this morning. CCB has led to the reference annual interest rate announced by the central bank yesterday, and the annual interest rate of the 5-year loan is 6.12%. Agricultural Bank of China said that the bank implemented the lower limit interest rate specified by the central bank, and banks can determine the corresponding interest rates depending on the loan age during specific lending, and the interest rate may be high. When the reporter is published, Bank of China, Beijing Bank, Minsheng, and Bank of Communications have not received a specific interest rate program, but all said that no matter what interest rate to be implemented, the calculation time is March 17. The provident fund loan interest rate is raised from 0.18% of the 30-year reserve fund loan to 31.75 yuan per month (Reporter Yang Huibo) On March 16th, the central bank announced the raising personal housing loan interest rate, only emphasized the commercial loan part, for the provident fund The loan is not mentioned. Yesterday, the central bank made a clear explanation of this: the provident fund loan interest rate is also up-regulated. According to the relevant person in charge of the Central Bank, the personal housing loan interest rate is raised, and the interest rate of personal housing provident fund loans is also up to 0.18 percentage points. Among them, the 5 years (inclusive) loans are adjusted from the current annual interest rate of 3.78% to 3.96%; more than 5 years, the loan is adjusted from the current annual interest rate of 4.23% to 4.41%. After the provident fund loan interest rate is raised, the burden of the resident month for Beijing to buy a house will increase, such as 30,000 yuan 30-year provident fund loan, multiple of 31.75 yuan per month.
