First, the definition and type of credit card
(1) What is a credit card?
The so-called credit card, which means that the bank, financial institution or franchise company issues a good unit, personal issuance, can be directly consumed at the designated store or place, and can be used in the card issuance bank and the joint venture business network. A credit document and payment tool for transferring a settlement.
Generalized and narrow credit cards:
Narrow credit card: credit card issued by the commercial bank.
Generalized Credit Card: Anyone who can make cardholders provide credit certificates, cardholders can purchase or enjoy special consumption
(2) credit card type
According to the nature of the card issuer, it can be divided into: commercial credit card, travel credit card, bank credit card.
According to the different card issues, it can be divided into: unit card (company card), personal card (Personal Card)
Different according to the clear way of funds, can be divided into: debit card, credit card
Debit card: transfer card, withdrawal card
Loan card: shopping card, check card
According to the scope of credit card, it can be divided into: international card, area card
According to the credibility of the cardholder, the status is different, can be divided into: gold card, ordinary card
According to the status of the credit card holder, it can be divided into: primary card, affiliate card
According to the essence of credit card, it can be divided into: plastic card, magnetic stripe card, IC card and laser card
Other division methods: joint card, identification card, etc.
