Safe deposits Deta points 2004-8-20 Source: Although the renminbi savings deposit interest rate reduction, the personal savings deposit pay tax, but bank savings are always indispensable for ordinary families. Many residents believe that although bank savings deposits are now slightly thin, they can safely be safe and valuable. For residents who want to find a safe and reliable hatch, when choosing the traditional financial channel of bank savings deposit, you need to start from the following 10 aspects, add "lock" to your deposit. First, deposit real name. Real names should be used when deposters are saved. Because in case the deposit order or the passbook is lost, the payment must apply to the bank to apply for the identity document with the subscriber name of the depositor or the memory. If the name of the name is used, the authorized debt relationship between the departments and the bank is no longer protected by law. This relationship can only be re-determined after the bank is needed. The second is to carefully check. The depositor must carefully check the deposit or passbook or printed household name, the period, the amount, etc. of the bank, and whether the bank should be corrected in time if there is an error. The third is the record element. The depositor should accurately record the various elements recorded by the deposited or record. Such as account name, account, deposit type, deposit date, deposit bank address, or name. In this way, if there is a single, passbook, or the stolen savers can provide the bank to provide the bank to the bank to provide the bank to the bank, which is easy to find records quickly, so that there is a view when it is lost. The fourth is to separate. The depositor should be separated from the storage list or passbook, ID card and seal. In addition, the notebook of the recording order or passbooking element should also be opened to the depositation, and the split is separated. The fifth is timely reporting. Once the depositor is found, the departure is stolen or lost, it should be brought to the identity document, and the deposit authority will apply for a loss, and the written application is replenished within 5 days. Six is the reserved password. The savings should try to use the memory to add password storage. The password is as long as you remember, even if the save is stolen, the thief cannot withdraw money. Seven is the expiration of the transition. The regular deposit will be extracted or transfed. Otherwise, others have expired deposits, banks are paid, and they do not review their identity documents. Eight is regular check. If the residents use credit card deposits, they should be checked with the previous month of the card issuing institution. If the amount is entitled, it should go to the card issuance bank to query. Nine is a clever "moving". The people in the daily lives are moving or homing to the field to settle in the field. When this is encountered, a savings can be used, and the risks of the journey to carry cash are eliminated. Ten is to choose banks. All regular savings institutions have the "Operational Financial Business License" issued by the Local People's Bank. In addition, the depositor should try to select a bank with an electronic monitoring system. In case others, they can be isolated from the banking sector.
