What services can you enjoy after purchasing Life Insurance After you buy Life Insurance, insurance companies can provide a series of after-sales service according to your needs. Renewal premiums are charged for the premium of staging, you can personally go to the insurance company, or to the bank automatic transfer, the insurance company can also send a salesman to the door. Change the security of the guaranteed household, can change the name of the insurance (limited to convertible insurance), insurance amount, payment method, personal address, beneficiary, corrected insured, insured personal information (such as name, gender, birth year, Age, etc.), increase or decrease the additional insurance. Policy Fix If you have not paid premiums in the specified grace period, the warrant will fail (or wear), but in the second year, you can apply for actions. It is necessary to comply with certain conditions and need to pay for the premium and interest owed by the completion. Cancel or reduce additional premiums If the insured changes due to a variety of occupation or health, it can apply for additional additional premiums at the time of cancellation or decrease the insurance, such as the construction worker changes to the store clerk or the original major disease. It can reduce the risk of insurance companies, so the guarantee has reason to apply for a reduction in premium. Transfer insurance relationship If your address changes, you need to apply for insurance relationships. Insurance companies can provide this service. If you want to get back, except that the insurance terms have special conventions, you can apply to the Insurance Company. For a policy containing cash value, the insurance company shall be self-contacted within 30 days from the date of cancellation of the contract notification (Termination Insurance Contract Application); for other policy, the insurance company should be deducted after deducting the relevant fees Refund the insurance premium. Losing, reissue the insurance policy If your policy is accidentally lost or damaged, you can apply for a loss and reissue. The insurance formal loan (depending on the insurance contract) has the right to ensure that the rights of policyholders have policy loans, that is, the guarantee can apply for loans to the insurance company within the cash value of the policy. Some long-term policy may accommodate a large amount of cash value. If you temporarily need a fund to relieve the urgent urgent, this insurance you buy is very convenient. Automatic pad payment (depending on the insurance contract) If your purchased insurance has the provision of "auto-pad payment", funding you did not object to oppose in writing, when you exceed the depth period, there is still no renewal insurance premium, and The policy is at the time of the cash value is enough to pay the insurance premium and interest, the insurance company will automatically pay the insurance premium and interest to maintain the policy continues to be effective. Consulting and complaints insurance companies generally have a special person responsible for accepting advice and complaints. If you have any questions or dissatisfaction, you can ask or complain in the form of calls, written or access. With the prosperity and development of the insurance industry, the guarantee also has a chance to enjoy some new service projects. For example, some companies have begun to provide various forms of emergency assistance services to ensure the support.
