How to get money to the insurance company during expiration? In general, only the insurance talents have the right to apply for insurance premium, but children insurance can be collected by the guardian. You can apply for the receipt of the receipt of the insurance contract, it is best to receive it on time, because expired, the insurance company is not paying interest. When receiving insurance, you should prepare the following documents, including insurance or recent payment credentials, receive application and insured ID cards or account book (less children). In children's insurance, people who apply for procedures should provide an effective guardian certification document and guardian ID card when it is required for the insured.