Jiang Yu
I am a Wenzhou people, saying that Wenzhou people have financial business, will invest, but I have been in investing in a chance! I graduated from Zhejiang University. I worked in a large IT company in Hangzhou. At that time, my parents made me go back to do business. I liked this city in Hangzhou. They didn't worry, my father gave me 100,000 yuan, let me buy a small in Hangzhou. House live, don't rent a house outside, this is the capital of my initial investment. In 1999, the housing prices in Hangzhou were still not high. I looked at the second-hand housing in the city center, three rooms, nearly 80 square meters, only 320,000 yuan, there is a simple decoration, I paid 100,000 yuan down payment, Leaves 220,000 yuan in mortgage in 25 years, and the monthly repayment is nearly 1300 yuan. I was 2,000 yuan, I rented the remaining two rooms to two classmates, renting the rent of 500 yuan, so for life There is no much impact.
At the end of 2000, the house rate rose more than 1,000 yuan, the house of the city center is even more, and it has risen nearly 2,000 yuan. I started a heart, I hung up the house, I finally sold 450,000 yuan, I have grown, except Pay interest, tax, etc., I have earned more than 100,000 yuan, hey! This can be considered my first bucket of gold in real estate investment.
At this time, I have been more than 200,000 yuan, and I have a re-buying a house to invest in. At that time, the house in the city was not too much to buy. At the beginning of 2001, the price was still around 3,500 yuan. This is also better like south. The house, I wondered in May and I have to open a housing, I want to buy it before, I bought two sets of nearly 90 square meters of houses, total 610,000 yuan, paying 25,000 yuan down payment, mortgage 360,000 Yuan, 25 years, monthly repayment of more than 2100 yuan, I have rented a set of Hong Kong people in Hangzhou, 1000 yuan. Compared with spending, I only need to bear more than 1,000 yuan a month, and at this time my income has reached more than 3,000 yuan per month, so this monthly is nothing, but it can save 1,000 yuan per month. After the Housing Fair, the house of the city has risen around 4,800 yuan by the original 3,500 yuan, but this time I don't hurry, decide to wait.
At the beginning of 2003, there were several real estate delivery, and it was already listed to 6,500 yuan, and my house was hung near Zizhi, so I went 5800 yuan square meter, I first sold it to others. The buyer is also an investor. I told him that if he is not in a hurry, the couple can renew, he is very happy, because I haven't bought it yet, so he didn't pay with me. Remove the taxes and fees, I have a net to 500,000 yuan, so I have earned more than $ 100,000.
Soon, I saw the house in Chengdong. I went not far from Qianjiang in the plan. At that time, the price was not cheap, about 5,500 yuan per square meter, and I had more than 300,000 yuan in my hand, I bought it there. A set of rooms, more than 130 square houses, the household and orientation are quite good, with a total price of 720,000 yuan, paying 380,000 yuan down payment, mortgage of 340,000 yuan for 25 years, monthly, according to 2000 yuan, plus The set of the set of 3,000 yuan on his own, and I was already director of the department, and the monthly income rented 6,000 yuan. I rented the set of it in my own, and moved to my girlfriend. At that time, 90 square meters of houses in the city can rent 1500 yuan for a month. I have a girlfriend's provident fund for one month, and we basically don't have to bear the decision, as long as you make money wholehearted, prepare for marriage and decoration. After the two housing fairs in 2003, the price of the house quickly soared. The Chengxi house has arrived at 8,500 yuan in the end of the year. I quickly took the house of the city, the price of the price of 7800 yuan, only one year This house has risen by 2,000 yuan square meter. At this time, I have more than 500,000 yuan in my hand, enough for me to get married, decorate and buy a car.
Since 1999, graduated from 1999, five years, I use my parents' 100,000 yuan to do this, earn 5 times profit, think about it is quite proud.
