Commercial bank's debt business

xiaoxiao2021-03-06  47

Liabilities: The past transactions, the current obligation to form, fulfill the obligation expectation to lead to economic interests; the debt business is the main channel for banks to obtain funds and financial capital;

Componsed: deposit liabilities, non-deposit short-term liabilities, financial bonds Non-deposit short-term liabilities: banks actively through financial markets or direct capital of central banks (such as harmony, borrowing and reposing, etc.); financial bonds: to society The issued creditor certificate does not need to pay deposit reserves, pay interest is not limited by interest rates;

Category of deposit liabilities: Types of life, regular and savings; Non-deposit short-term liabilities: peer disassembly, borrowing, repurchase agreement financial bond species: general financial bonds (employment financial bonds and financial bonds), international financial bonds

Noun explanation: Reposted: Insufficient capital turnover, pay the expiration ticket to other financial institutions; transfer to the borrowed customer collateral to other banks to make funds; Reproduction: Take the bill, Treasury coupons to discuss the central bank; Loan: Require loans to the central bank; repurchase agreement: By selling financial assets, the sale is agreed to purchase this asset in a certain date;

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