1. Liabilities: Source of capital and bank capital; 2. Asset business: a major source of bank profit (interest income); 3. Intermediate business: emerging banking variety, profit growth point (non-interest income) ;
Foreign Bank's strategy: Three years after China, due to national policies (unfull open) and foreign banks to the Chinese market, foreign banks will mainly carry out business in cooperation; after, foreign banks will take advantage of themselves The advantages of the business are the first exchange business, and in the renminbi business, in view of the restrictions on RMB source will continue to cooperate with the Chinese banks in a certain period, there are two main forms: 1. The currency bill market is demolished and the RMB funds; 2. Bank cooperation loans to large customers; except for foreign exchange business, foreign banks will also use gas experience to squeeze the intermediate business in the middle business (key battlefields will be able to explode in settlement business, such as international settlement) .
