It usually circulates such a "Guinness Record" in the real estate circle, who can recover all the rooms at the fastest speed. According to the normal procedure, a medium-sized project, if selling well, the recovery period is at least more than one year, and the inner people are disclosed to reporters, regulatory torque, and six-component projects to be dragged to more than two years. He deliberately emphasized four words of "regulatory torque". At present, this record is constantly refreshing. No one knows the shortest time, because the new record will be generated at any time, but it is not a new thing in one month.
If a project has 1000 houses, developers quickly found 1000 "household owners", some of which were salespeople, more of the unrepreneurous personnel in the city of Jingku County, the "Non-turning non-", providing one If you have a certificate, you can get a reward relative to them. So in an instant, I took out 1000 buy a house, ridiculous, in which some of the people's monthly income is less than 1,000 yuan, but it is purchasing a house worth 800,000 yuan.
Developers do mortgage loans to banks with this 1000 "head of the owner", which appears in front of banks, rather than developers, everyone's information is quite complete, I don't know, all everything is the developer director. Everyone has a background data and identification of the mortgage conditions. The "head of the owner" is naturally paying for the bank, and it is also a developer (the so-called pad paying is basically equal to the unpaid, which is equivalent to pouring the money from his own left hand). After a week, banks allocated each household loan to the developer's household. At this point, the first scene of the entire performance will take a paragraph, and the developer will take the room with the unbelievable speed, deduct the down payment of the mat, and more than 80% is already in place. In general, you can get a few billion.
Sell yourself, buy it yourself - such a game hidden rule has become the secret of the people in the circle, and they do not have a photo of each other. "The reason why the real estate business is doing this, nothing to quickly return to the funds." This revealing is analyzed by the reporter. "The funds are very significant. Recove funds in one year and recovered funds within one month, for them Different, it's a day, one underground, the difference is quite large. "
As for the funds come back, the real estate developers will quickly put into the turnover of the next project, without a moment of idleness.
In the past year, from No. 4 to 10, the central bank's movement is extremely fierce, and the funds of Silver roots have caused many small and medium-sized real estate developers to completely break, almost hidden in the pot. In this way, through this way, further shortening the funds cycle, which has become their life-saving straw. A core link for multiple loans sales in a commercial housing - how to achieve loan successfully, but have never got a detailed internal condition. There are two possibilities of the bank staff to tell the reporter, there are two possibilities of fake housing loans, a kind of as mentioned above, the bank is deceived, the developer uses the real existence to deceive the loan, not a pure assumption of ID card (once indeed Have such a stage, but the developer's evolutionary speed is far from the bank), the bank is not available, everything seems to be "successful".
The other is that there is a meeting within the bank that can change the name of the lender arbitrarily. "This is just a possibility" the lady of this mortgage department is abnormal, "But this possibility has been verified in different occasions." She said that she does not provide any direct evidence.
With another bank, the whole thing has made more confusing. He said that some loans have been overdue because the creditors have changed, the original creditors sell the house in their hands, no longer continue to pay, and the new creditors are in the process of transmissions or due to the original debt, or due to incomplete procedures. The chain of returning the money will make banks a final victim. High-priced loan risks have warned when developers originally purchased their houses, in order to integrate more funds, they will give the bank's high-priced house unit price. The unit price of this false report is that developers are expected to rise, each The square meter is 300 to 500 yuan, and it can be more than 10 million funds.
The law of general real estate sales is also sold first, the unit, the location is not good, of course, the price of this part of the house is relatively low, when the sales volume exceeds 30%, there will be a price increase, more than 60%, Will raise prices again. If the real estate sales are well sold, the ratio of the price increase is even more faster.
Developers pre-performed each price increase in the quotation of the false report, that is, if all according to the developer is expected, the sales situation is good, there is no one. Once the sales are not ideal, it is not possible to sell the original price, it is not possible to achieve two price prices, even forced to cut prices, the risks suddenly increase.
Developers have moved funds in their hands in new projects or spending in huge advertising marketing, there is no money to make this hole, "the situation is unimaginable." The outstanding man was analyzed, and he would not wait for cold sweat. The house was finally arriving in the bank. This part of the unmanned room either became the "fixed assets" of the bank, or it was reassessive and transferred to "Recruitment".
So far, such a proportion of high-priced loans is rare, and the developers operated in this rule are still conservative, but they don't have a small developer who wants to gamble, or blindly confidently on your own project.
